Insights

Lending in Emerging Markets

Practical perspectives on loan management, microfinance, BNPL, and lending technology across Africa and the Middle East.

GCC

Lending Compliance in Saudi Arabia and the UAE: What Lenders Need to Know

Regulatory frameworks in the GCC are tightening. Here's what banks and fintechs operating in Saudi Arabia and the UAE need to understand to stay compliant.

May 1, 20267 min read
Islamic Finance

How Islamic Finance Lenders Are Managing Profit-Sharing Products Digitally

Murabaha, Ijara, Musharaka — Islamic finance products are structurally different from conventional loans. Here's how lenders are running them on modern platforms.

April 18, 20267 min read
BNPL

How Nigerian Fintechs Are Winning with BNPL Lending

Buy Now Pay Later is reshaping consumer credit in Nigeria. Here's how lenders are structuring BNPL products — and how the right platform makes it possible.

April 15, 20266 min read
GCC

The Rise of Salary Advance Lending in the Gulf

Salary advance products are growing fast across the GCC. Here's what's driving adoption, how lenders are structuring these products, and what the operational challenges look like.

April 5, 20266 min read
Microfinance

Running a Microfinance Institution in Africa: The Platform Question

Most MFI software wasn't built for African markets. Here's what the right loan management platform actually needs to handle.

March 28, 20267 min read
Africa

Digital Lending in Egypt: Regulations, Opportunities, and What's Next

Egypt's consumer lending market is one of the largest in Africa. Here's what's driving digital lending growth, what the regulatory environment looks like, and where the opportunity is.

March 22, 20267 min read
Islamic Finance

Islamic Finance in the Middle East: Configuring Sharia-Compliant Lending

Murabaha, Ijara, and Qard Hassan — how lending platforms can support Islamic finance structures without building from scratch.

March 10, 20265 min read
Microfinance

How MFIs in East Africa Are Using Mobile-First Loan Portals

Mobile penetration in East Africa is transforming how microfinance institutions reach and serve borrowers. Here's what mobile-first lending looks like in practice.

March 10, 20266 min read
Platform

What to Look for in a Loan Management System

Choosing a loan management system is one of the most consequential technology decisions a lending institution makes. Here's a practical framework for evaluating your options.

March 1, 20268 min read
Platform

The True Cost of Manual Loan Processing

Spreadsheets, email chains, and manual data entry feel manageable when you're small. At scale, they're silently destroying your margins. Here's how to calculate what manual processes are actually costing you.

February 18, 20266 min read
Platform

Cloud vs On-Premise: What's Right for Your Lending Institution?

Cloud deployments are fast and low-maintenance. On-premise gives you data sovereignty. Here's how to think through the decision for your specific context.

February 5, 20266 min read
Platform

How No-Code Product Configuration Is Changing Lending

The days of waiting weeks for a developer to update a fee structure are over. Here's how no-code product configuration is giving lending operations teams back control of their products.

January 22, 20265 min read
Compliance

KYC and AML in Digital Lending: A Practical Guide

Know Your Customer and Anti-Money Laundering requirements are non-negotiable for any lending institution. Here's how to build a compliance framework that works without killing your conversion rate.

January 10, 20267 min read