From borrower onboarding to collections — Adlend gives banks, fintechs, and microfinance institutions a single platform to run every aspect of their lending operation. Fast to deploy. Fully configurable. Proven across Africa and the Middle East.
| Loan ID | Customer | Product | Status | Amount | Due |
|---|---|---|---|---|---|
| LN-20841 | Amara Diallo | SME Term Loan | Active | ₦2,400,000 | May 15 |
| LN-20840 | Fatima Al-Rashid | Personal Finance | Active | JOD 8,500 | May 10 |
| LN-20839 | Kwame Asante | Salary Advance | Overdue | GHS 4,200 | Apr 30 |
| LN-20838 | Ngozi Okafor | BNPL — 6mo | Active | ₦850,000 | May 05 |
| LN-20837 | Omar Hassan | Business Loan | Pending | $12,000 | — |
| LN-20836 | Aisha Mensah | Microfinance | Active | GHS 1,800 | May 01 |
| LN-20835 | Joseph Mutabazi | Salary Advance | Active | RWF 420K | May 18 |
Managing a loan portfolio shouldn't require a dozen disconnected tools, manual approval chains, and constant developer involvement. Most platforms are either too complex for your team, too expensive for your market, or simply not built for the way lending works in Africa and the Middle East.
Adlend is different. One platform. Full lifecycle. Built for the markets you actually operate in.
Explore the full scope of the Adlend platform.
Originate, approve, disburse, collect, and close loans from one place. Supports top-ups, refinancing, rescheduling, early settlement, and write-offs.
Build and manage loan products without writing a single line of code. Configure tenure, amounts, fees, interest types, and penalty rules your way.
Create customer profiles, verify identities, run AML checks, and manage eligibility — all powered by Shufti Pro across 230+ countries.
Track overdue accounts, manage penalties, process early settlements, and keep your portfolio healthy with built-in collections tools.
Onboard and manage merchants, link customers to merchant financing, and run the full BNPL repayment flow from one platform.
Give your customers a branded digital onboarding experience. Fully customizable, mobile-ready, and designed for your market.
20+ report types covering portfolio performance, disbursements, collections, overdue, write-offs, and AML audit trails.
Assign, track, and complete role-specific tasks across your loan and customer journeys. Never let a follow-up fall through the cracks.
Manage teams, define roles, set granular permissions, and maintain full user activity logs across branches and departments.
From first application to final payment — origination, approval, disbursement, servicing, and closure in one seamless flow.
Launch new loan products fast. Set tenures, define ranges, choose interest models, and configure fees without your dev team.
Powered by Shufti Pro — identity verification, biometric checks, and AML screening across 1,700+ global watchlists.
Access 20+ configurable reports for management, regulators, and auditors. From disbursements to delinquency — your data, on demand.
Attach guarantors to loans, manage their profiles and documents, and track liability throughout the loan lifecycle.
Reduce delinquency with built-in overdue tracking, configurable penalty rules, payment reversals, and early settlement processing.
Every action logged. Every change tracked. Full user activity reporting for compliance, accountability, and peace of mind.
Onboard merchants, link lending to purchase journeys, and offer flexible Buy Now Pay Later products through an integrated merchant module.
Run lending operations across multiple countries and currencies — built for the complexity of emerging market portfolios.
Adlend's product engine gives your team full control over how you structure loan products — without touching a single line of code. Define loan amounts and tenure options in days, weeks, or months. Set up multiple fee types and configure whether they're discounted or subject to interest. Choose from flat rate, daily rate, or decreasing rate interest models.
When your market changes, your products change with it. No sprint. No ticket. No waiting.
Adlend's collections module gives your team the tools to manage delinquency before it becomes a problem. Track overdue accounts in real time, configure penalty rules by product, process payment reversals, and handle early full settlements — all from the backoffice.
Set penalty calculation methods, define when penalties start after a due date, and cap maximum penalty amounts dynamically. Your collections process, configured your way.
| Customer | Product | Days Past Due | Amount | Action |
|---|---|---|---|---|
| Kwame Asante | Salary Advance | 8 days | GHS 4,200 | Contact → |
| Emeka Nwosu | SME Loan | 14 days | ₦1,800,000 | Contact → |
| Hana Al-Farsi | Personal Finance | 5 days | JOD 2,100 | Contact → |
| Kofi Boateng | Microfinance | 21 days | GHS 950 | Escalate → |
| Nadia Sabbagh | BNPL — 6mo | 3 days | $640 | Contact → |
Every customer that enters Adlend goes through a rigorous verification process powered by Shufti Pro — one of the world's leading identity verification platforms. Verify national IDs, passports, and biometric data across 230+ countries and 3,000+ document types.
Screen against 1,700+ AML watchlists in real time. Adlend flags matches, tracks clearance status, and maintains a full compliance audit trail — so your team is always audit-ready.
Adlend includes a fully white-labeled borrower portal clients can brand as their own — their logo, their colors, their domain. Borrowers apply for loans, upload documents, complete KYC, and track their applications entirely through a mobile-first experience built for emerging markets.
No separate vendor. No custom build. Just configure and launch.
Every lending institution has different infrastructure requirements — regulatory, operational, or both. Adlend supports both cloud-based and on-premise deployment, giving you the flexibility to choose what works best for your organization.
Cloud deployments are fast to set up and easy to maintain. On-premise deployments give you full data sovereignty — critical for institutions operating under strict local data regulations. Either way, you get the same full-featured platform.
Choose your deployment model
Managed infrastructure, automatic updates, global CDN
Full data sovereignty, your infrastructure, local regulations
Modernize your loan portfolio management, reduce manual overhead, and launch new lending products faster — without replacing your entire infrastructure.
Run a full lending operation on a platform built for the scale and complexity of microfinance — from agent-managed disbursements to group lending workflows.
Move fast. Launch loan products in days, not months. Adlend's configurable product engine and white-label portal let you go to market without building from scratch.
Power merchant-linked lending and Buy Now Pay Later products with a platform that manages the full cycle — from merchant onboarding to customer repayment.
Manage employer-linked lending at scale. Adlend's employment management module lets you segment customers by company and manage salary advance products with precision.
Adlend's flexible product engine can be configured to support Sharia-compliant lending structures — including profit-based and deferred payment models.
We've built and deployed lending platforms across Nigeria, Ghana, Benin, Liberia, Rwanda, and Jordan. We understand the regulatory landscape, the infrastructure realities, and the customer profiles of the markets you operate in.
From loan product structure to penalty rules to user permissions — Adlend is designed to be configured, not customized. Your operations team can launch new products, adjust fee structures, and update workflows without waiting on development.
Adlend is white-label ready, supports both cloud and on-premise deployment, and is built on a modern stack designed for speed. Go from contract to live in weeks. Then scale to thousands of loans without changing platforms.
From salary advance products in West Africa to consumer lending in the GCC, Adlend is trusted by financial institutions running real portfolios in complex markets.